Budgeting makes good sense in marriage
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Budgeting makes good sense in marriage

Money has the tendency to control every aspect of our lives ...

 
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Money shouldn't be a marriage breaker. But statistics are clear: IT IS! Nearly every couple will argue about finances sometime during their marriage. Too often, financial strain can destroy an otherwise good relationship.

The fact is - whether your married or not - money (or the lack of it), has the tendency to control every aspect of our lives: where we live, work, the friends we choose, even if we're happy or not. Stop letting your money issues control your life, and strain your relationship! Find peace with your money anxiety. Learn to:

Overcome destructive money habits
Stop using money as a weapon in your marriage. Don't go out and buy those new shoes, or that new golf club just because your spouse slipped up and spent money on something he /she shouldn't have. Be a grown up. Forgive and forget. Don't add to your money woes by increasing your debt just to get back at their overspending.

Set a budget and stick to it. The simple fact is, you can't continue to spend more than you make without dire consequences in the future. Spending plans are just that: a plan to show you where your money goes, to better enable you to spend more wisely on the things you both enjoy.

Deal with your envy and greed
So what if your car is ten years old? Do you like it? Be honest now. Chances are it feels much like an old pair of sneakers - comfortable. Don't go trading in that old reliable friend just because your neighbor got a spiffy new car - and a nice big loan payment! Every time you want to buy something ask yourself: am I buying this because someone I know has it? Sure, it feels good to have nice things. But when keeping up with everyone around you is sinking you deeper and deeper into debt, it's time to reevaluate your reasons for feeling like you have to keep up wit everyone else's lousy spending habits.

Resist the strong pull of today's culture of possession as an obsession
It sure isn't easy to say no to that fancy vacation or new furniture when we're bombarded with messages that say we have to have it to be happy, or we work hard and deserve it. But, let's be practical here, what's more important, having that new deck put onto your house, or the peace of mind of knowing that the money for this month's mortgage payment is sitting in the bank, just waiting for you to write the check? Don't let today's advertisers and marketing pros suck you into a world of debt and destruction. Learn to say no to what you don't want or need, and say yes to the things are truly important and will make your family happier.

Finding a balance between what we want and what we can afford can be tricky - especially in a marriage with two different people that have two different spending styles. But don't risk your marriage over "things." Learn to curb your spending, for more enjoyable, stress free times with your spouse. (don)
 
 
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